Becoming more intelligent involves daily work, but it doesn't have to be tedious or boring. Learning new things can be exciting and fun. Whether you enjoy learning online, reading books, exercising, or challenging your mind with puzzles and games, there a...

Collections agencies specialize in collecting money for creditors after you've failed to pay back a debt for a certain amount of time. These agencies are known for making harassing phone calls and using intimidating language to collect money. While the be...

Deposit a portion of your income in a savings or retirement account. Don't accumulate new debt, and pay off any debt you currently have. Establish a realistic timeframe for your savings goals. Create a budget and keep track of all your expenses. Invest in...