Lounge Access To Free Withdrawal: List Of Top Credit Cards For International Travel

If you are a frequent traveller, a credit card that offers airport lounge access can be a game changer. Airport lounges emerge as havens of comfort and convenience, offering a much-needed respite from the hustle and bustle of the airport. With the lounge access credit card, you can relax in a comfortable atmosphere while enjoying complimentary food, beverages, and Wi-Fi during your layovers. Choosing the right credit card allows you to unlock the world of airport lounges and enjoy a more comfortable and productive travel experience.

Below, we have curated a list of the top credit cards that provide enticing features with access to airport lounges, and making cards valuable companions for flyers:

1. HDFC Regalia Gold Credit Card

Annual Fee: Rs 2,500

• Welcome Bonus: Gift Voucher equivalent to Fee Amount Rs 2,500.
• Low forex mark-up fee of 2 percent
• MMT Black Elite membership, Club Vistara Silver membership, and gift voucher worth Rs 2,500 on card activation
• 12 complimentary lounge access within India at both International & domestic terminals
• 6 complimentary lounge access outside India via Priority Pass Membership on completing 4 retail transactions on the card.
• Flight vouchers worth Rs 5,000 on Rs 5 Lakh spend in a year and additional voucher of Rs 5,000 on spending Rs 7.5 Lakh in a year
• 4 reward points on spending every Rs 150 on insurance, utilities and education
• 20 reward points on every Rs 150 spent at Myntra, Nykaa, Marks & Spencer and Reliance Digital
• Milestone benefits worth Rs 1,500 on spending Rs 1.5 Lakh in a quarter
• Annual fee waiver on spending Rs 4 Lakh a year.2. Axis Bank Magnus Credit Card

Annual Fee: Rs 12,500

• Welcome Bonus: Choose from 1 complimentary economy class flight ticket across any domestic location OR a Tata CLiQ voucher worth Rs 10,000.
• Rewards Programme: 25,000 EDGE Rewards Points worth Rs 5,000 on monthly spends of up to Rs 1 lakh.
• Low forex mark-up fee of 2 percent.
• Eight complimentary Airport Meet and Greet concierge services.
• Unlimited complimentary international lounge visits and 8 additional guest visits per year.
• Buy one movie/event ticket on BookMyShow and get up to Rs 500 off on the second ticket (a maximum of five tickets per month).
• Up to a 40 percent discount at over 4,000+ partner restaurants across India
• Medical and insurance concierge services.
• Low interest rates, surcharge waivers, no ATM cash fees, low markup on foreign transactions, etc.
• Annual fee reversal on spending Rs 25 Lakh in a year.3. IDFC First Wealth Credit Card

Annual Fee: Nil

• Welcome Bonus: Amazon vouchers
• Low forex markup fee of 1.5 percent
• 4 domestic & international airport lounge and spa visits per quarter, on Rs 5,000 spend per month
• 4 complimentary domestic and international airport lounges, spa visits per quarter
• Comprehensive Travel Insurance Cover of USD 1200.
• Interest-free cash withdrawal anywhere in the world
• 4 railway lounge visits per quarter
• Earn 10x rewards on spends above Rs 30,000 in a month and on birthdays and 6x and 3x rewards on online and offline spends respectively on spending up to Rs 30,000 per month (1x= 1 reward point per Rs 100)
• Buy One Get One offer up to Rs 500 on movie tickets via Paytm mobile app (valid twice per month)
• Up to 20 percent discount at 1500+ restaurants and 15 percent discount at 3000+ Health & Wellness outlets.

4. AU Bank Zenith Credit Card

Annual Fee: Rs 4,999

• Welcome Bonus: Vouchers worth Rs 1,000 on the first POS retail transaction and 10,000 reward points as bonus on retail spends of Rs 1 Lakh.
• Low forex mark-up fee of 0.99 percent.
• 4 end-to-end airport VIP check-in services per year, 1 per quarter
• 16 international airport lounge access visits via Priority Pass membership (4 per quarter) and 16 domestic airport lounge visits every year.
• Complimentary Taj Epicure membership subject to spending Rs 12 Lakh per year.
• 1 reward point per Rs 100 on retail spends (1 Reward Point = Rs 1)
• 2 reward points for every Rs 100 spent on travel, dining, and international spends
• Buy One Get One offer at BookMyShow (Up to 4 tickets per quarter)
• Luxury brand vouchers or reward points worth Rs 5,000 on card activation.
• Bonus 5,000 reward points on paying annual fee.
• 5. SBI Card Elite
• Annual Fee: Rs 4,999
• Welcome Bonus: Rs 5,000 e-vouchers of your choice (Pantaloons, Shoppers Stop, Hush Puppies / Bata, Yatra, Aditya Birla Fashion etc.)
• Low forex mark-up fee of 1.99 percent on international usage.
• Earn 15,000 bonus Reward Points on spending Rs 5 Lakh and Rs 8 Lakh in a year.
• Free movie tickets worth Rs 6,000 every year.
• 5X reward points on dining, grocery and departmental store spends and 2 reward points per Rs 100 spent except fuel.
• Complimentary Trident Privilege Red Tier Membership
• Complimentary Club Vistara membership with 1 upgrade voucher.
• Earn 9 Club Vistara Points for every Rs 100 spent on Vistara Flights.
• 6 complimentary airport lounge access internationally in a year via Priority Pass Program (max 2 visits per quarter) and 2 complimentary Domestic Lounges visit every quarter.
• Annual fee waiver on spending Rs 10 Lakhs.