![Secure Up To Rs 15 Lakh For Higher Studies With PM Vidya Lakshmi Education Loan Yojana](https://cdn.rawisda.com/news/ea/69/35/ea6935f98da64f77b2da2ac4a25b5e2d-b.jpg)
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Many times, students cannot pursue higher education due to financial difficulties. But with the scheme launched by the Indian Government in 2015, PM Vidya Lakshmi Education Loan Yojana, any Indian citizen can easily apply for a bank loan to finance their higher education. If you also want to continue your studies without any financial problems, take advantage of this scheme. After passing the board exam, you can apply for this further education.
Under this government scheme, you can get an education loan of Rs 7.5 lakh from banks. If you want to study abroad, you will get an education loan of up to Rs 15 lakh. You will get all the information related to scholarships and education loans under the Pradhan Mantri Vidya Lakshmi Yojana on the official website at vidyalakshmi.co.in/Students/. You can also apply here for the loan.
Register and log in to the Vidya Lakshmi portal. After this, the Common Education Loan Application (CELAF) has to be filled out by giving all the required details. CELAF is a single form that you can fill out to apply for education loans from multiple banks. This form has been issued by the Indian Banks’ Association (IBA). After filling out the form, you can search for the education loan as per your requirements and apply according to your requirements, eligibility, and convenience. A student can apply to a maximum of three banks on the Vidya Lakshmi portal through CELAF.
Thirteen banks are covered under this scheme and 22 types of education loans are given under this scheme. You will need an Aadhar card, voter ID or PAN card, a passport-size photo and proof of address.
Apart from this, the income certificate of the parents will also be required. Along with this, photocopies of high school and intermediate mark sheets will also have to be given. The most important thing will be the admission card of the institute where you are going to study. You will also have to provide full details of all types of expenses and the duration of the course.
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